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There are few events that can change your life as quickly as a car accident. 7,274 car accidents were reported in Mississauga in 2019 alone, roughly 11% of which resulted in the injury or death of someone involved. Knowing what causes car accidents and what to do after can help you receive the compensation you are entitled to or prevent the accident in the first place.
If you or a loved one has been involved in a car accident, don’t wait to start filing insurance claims or exploring any lawsuits that you think you have grounds for. The sooner you submit documents, the better your odds of receiving your full benefits.
If you need help understanding your rights, exploring your options, or submitting any claims, don’t hesitate to seek help from a car accident lawyer. Zayouna Law Firm is the #1 car accident lawyer in Mississauga with decades of experience representing clients in personal injury claims following car accidents.
Understanding how car accidents happen is crucial for preventing them in the first place. Let’s start by taking a look at the most common types of car accidents and their causes.
There are many types of car accidents to look out for. By far the most frequent are rear-end collisions, accounting for almost 30% of all reported accidents in Ontario. The other common types of collisions in Mississauga include:
The factors that cause a car accident can be varied and complex. Often multiple factors are involved and often the cause of the accident is never reported. What we do know is that a few factors consistently contribute to accidents resulting in personal injury or loss of life.
The most dangerous things you can do behind the wheel are driving distracted, speeding, driving under the influence, and failing to drive in an appropriate manner for the weather conditions. Each of these factors contributed to roughly 20% of fatal collisions in Canada from 2016 to 2020.
Regarding driving habits, the data is also clear that certain driving behaviours greatly increase the risk of causing an accident. According to the MTO, the most accident-prone driving behaviours are:
If you are involved in an accident, no matter how minor, you have to stop your car. Failing to stop is considered a crime in Ontario. Pull over out of traffic if possible, or lay our traffic cones or road flares if your vehicle is inoperable.
Don’t admit blame or apologize at the scene of the accident. This can affect the fault determination and result in you taking more fault than is deserved, which can drive up your insurance premiums or force you to pay for damages out of pocket.
What you should do is call 911 to get emergency responders and police to the scene if necessary. In a minor accident, you may be instructed to report the accident yourself through a local collision reporting center.
Then start documenting as much as possible. Exchange contact information, driver’s license numbers, and vehicle information with every party involved. Take photos and record as many details of the accident as you can while it is fresh in your mind.
Finally, exchange insurance information with the other driver(s). You will file your claim through your own insurer, but it is the at-fault driver who pays for the damages. Multiple drivers can be at fault to varying degrees, so make sure you have everyone’s details.
If you are injured, seek immediate medical attention. Some injuries may be worse than they seem immediately after the accident, so take all injuries seriously.
You’ll want to file your insurance claim as soon as possible, preferably within 24 hours of the accident, but you must file the claim within 30 days. Filing your claim quickly will reduce the odds of your claim being denied, and you’ll receive your benefits faster.
Here’s what you’ll need when you make a claim:
If you have been injured in the accident, you will also have to file a claim for statutory accident benefits. This is coverage that is included in all insurance policies in Ontario to ensure those injured in a car accident receive some help with associated expenses, regardless of fault. You make a claim for these benefits through your insurance company as well.
If your insurance claim has been denied, if you want help submitting your insurance claim, or if you want to explore the option of filing a tort claim against the other driver, then you should reach out to a car accident lawyer as soon as possible.
A lawyer will help you understand your rights, compile your documents, and submit your insurance claim or lawsuit.
If you or a loved one has recently been in a car accident, Zayouna Law is here to help. Our team of experienced lawyers will look out for your best interests and work with you to help you receive the full compensation you are entitled to.
As a car accident lawyer in Mississauga, we understand the specific needs of our clients in Southern Ontario and are dedicated to providing personalized service to each of our clients so we can represent them to the best of our ability.
To explore your options, contact Zayouna Law to book a free consultation.
At Zayouna Law Firm, we have assembled a team of professionals dedicated to serving seriously injured clients with knowledge and sensitivity. Collectively, our highly skilled personal injury lawyers bring decades of experience to the work of helping thousands of injured clients return their lives to their pre-accident state.Read More