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Car accidents are startling and potentially catastrophic events. One sec you can be calmly singing your favorite song on the way to work, the next you can be on the shoulder collecting insurance information. According to the Ontario Road Safety Annual Report, in 2021, there were 23,072 fatal or personal injury collisions in Ontario, emphasizing just how common serious car accidents are.
Your car insurance will hopefully cover some expenses, but it might not be sufficient if you or your loved ones have experienced severe injuries or tragic loss. Understanding your rights and seeking assistance from an experienced car accident lawyer is essential in such circumstances. You may be entitled to make a claim against the at-fault driver or take legal action if your insurance benefits are denied.
At Zayouna Law Firm, we are a trusted car accident lawyer in Etobicoke, experienced in car accident tort claims. We believe that no one should bear the burden of a car crash alone. Schedule a free consultation with one of our lawyers to have your case assessed and explore your options for seeking fair compensation.
There are countless potential causes of car accidents, often involving multiple factors within a single incident. Although the specific circumstances may vary, certain behaviors significantly increase the risk of collisions. Here are some of the most common car accidents in Etobicoke:
Knowing what to do after a car accident is essential for protecting your interests and building a strong insurance claim or legal case. Here are the key steps to take at the accident scene to give yourself the best chances of a successful claim.
According to Ontario traffic regulations, failing to stop your car at the scene of the accident is considered a crime, so stop your car and, if possible, move your vehicle to a safe location away from traffic. If you cannot move the vehicle, activate your hazard lights and set up road flares, if available.
Then, dial 911 and remain at the scene until police and first responders show up. The police officer will assess the situation, document the incident, and begin gathering evidence. This police report can be useful down the road if you decide to file a tort claim against the other driver or other third party.
Exchange insurance information with other involved drivers and document the accident scene by taking photographs and recording the events leading up to it. Note essential details, such as the date, time, weather conditions, estimated speed, accident type, and a description of events.
Do not forget to obtain the other driver’s information. You will need their name, address, contact information, driver’s license number, vehicle license plate, vehicle make and color, registered owner details, and vehicle identification number.
In Ontario, insurance compensation is paid out by the at-fault driver’s company so it is important to remember to exchange insurance information. The involved insurers will investigate the accident to determine fault and pay out accordingly.
After the accident, it is time to start dealing with the damages. First things first, seek immediate medical assistance if you have sustained any injuries. Even injuries that appear minor at first can have lasting consequences.
Then there is the burden of seeking insurance coverage and financial compensation. In Ontario, you file all insurance claims through your insurance provider, regardless of who was at fault. You will have to file a claim within 30 days (but preferably within 24 hours) to maximize your chances of having your claim approved.
On your insurance claim, provide you will have to provide the following information:
If your insurance benefits are denied or you wish to explore options for pursuing a claim against the at-fault driver, it is advisable to consult a car accident lawyer in Etobicoke. A lawyer can help you challenge the insurance decision and help you with the tort claim process, if applicable.
An experienced car accident lawyer will help you understand your rights, guide you through the process of filing a claim against the at-fault driver, and represent you in any legal proceedings or court hearings. They can assist in recovering medical expenses, rehabilitation costs, and lost income caused by the accident.
When searching for a car accident lawyer in Etobicoke, you can rely on Zayouna Law Firm to help you seek the compensation you deserve. With years of experience representing clients seriously injured in car accidents, we strive to alleviate the legal burdens accompanying such traumatic experiences.
Contact us today to book a free consultation.
At Zayouna Law Firm, we have assembled a team of professionals dedicated to serving seriously injured clients with knowledge and sensitivity. Collectively, our highly skilled personal injury lawyers bring decades of experience to the work of helping thousands of injured clients return their lives to their pre-accident state.Read More