Mental injury is compensable on its own in Canada.

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Psychological Injury & Mental Health Claims - Zayouna Law Firm
Psychological & Mental

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A PROVEN RECORD OF RESULTS

$1.4M
PEDESTRIAN STRUCK BY VEHICLE
$1.3M
MOTOR VEHICLE ACCIDENT RESULTING IN CHRONIC DEPRESSION
$1.1M
ACCIDENT BENEFITS CLAIM FROM A MOTOR VEHICLE ACCIDENT
$1.05M
MOTOR VEHICLE ACCIDENT RESULTING IN BACK PAIN
$925K
SINGLE-VEHICLE ACCIDENT INVOLVING A STAY-AT-HOME MOTHER WHO SUSTAINED MULTIPLE FRACTURES
$750K
MOTORCYCLE ACCIDENT RESULTING IN MULTIPLE FRACTURES, SOFT TISSUE INJURIES, DEPRESSION & PTSD
$490K
MOTOR VEHICLE ACCIDENT RESULTING IN DEATH
$439.6K
SLIP AND FALL INCIDENT RESULTING IN A SHOULDER FRACTURE AND PSYCHOLOGICAL ISSUES

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Cause for Psychological & Mental Claims

People routinely assume a psychological injury only counts as an add-on to a broken bone. Canadian law does not work that way. Mental injury is recoverable in its own right, and a formal psychiatric diagnosis is not a precondition.

What has to be shown

The Supreme Court of Canada has confirmed that a claimant does not need to prove a recognized psychiatric illness to recover for mental injury. What has to be shown is a disturbance that is serious and prolonged, rising above the ordinary annoyances and fears that come with living in society. Evidence of how the injury has changed daily functioning, from work to sleep to relationships, tends to carry more weight than a label.

Where these claims arise

Some follow a physical injury, where chronic pain and loss of independence produce depression or anxiety. Others stand alone: witnessing a serious collision, surviving an assault, being the family member who found someone. In motor vehicle claims there is a further complication, because insurers frequently attempt to categorize psychological injuries within the Minor Injury Guideline, which caps treatment funding well below what recovery actually requires.

Claim Process

Our Psychological & Mental Claims Process

These claims are proved with treatment records, employment and academic records showing the change, and the accounts of people who knew you before. Consistency across those sources is what makes the injury visible.

1

Consultation

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2

File your Psychological & Mental claim

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3

Resolution

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Service Areas

Psychological & Mental Toronto

Psychological injury claims for Toronto clients, including trauma following collisions and assaults.

Claims taken across Ontario, including family members affected by an incident they witnessed but were not injured in.

Our Psychological & Mental Claims Expertise

Zayouna Law Firm documents psychological injury properly, challenges insurer attempts to minimize it, and includes it in the value of the claim. Book a free consultation.

Results

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Relationships

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Recovery

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FAQS

Common Questions About Psychological & Mental Claims

Can I claim for psychological injury without a physical injury?

Yes. Canadian law treats mental injury as compensable in its own right, and the Supreme Court has held that no formal psychiatric diagnosis is required. The test is whether the disturbance is serious and prolonged rather than the ordinary upset of daily life. Practically, that means the evidence of changed functioning matters more than whether a clinician applied a particular label.

It may try. In Ontario motor vehicle claims, insurers often place psychological injuries within the Minor Injury Guideline, which caps available treatment funding at a level that rarely matches what recovery needs. That categorization can be challenged, and challenging it early matters because the cap limits the treatment you can access while the claim is running.

Treatment records from a family physician, psychologist or psychiatrist, along with anything that shows the before and after: attendance records, performance reviews, academic transcripts, and statements from people who knew you previously. A gap in treatment isn’t fatal, though it does need explaining, since waiting lists and cost are real barriers in Ontario.

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If you have been injured due to someone else’s negligence, our personal injury lawyers help individuals and families across Ontario understand their legal options and pursue the compensation they deserve.